iPhone today.Pay next month.
From
RM0/month
Zero down · Payslip only · 5-min eligibility check
30-second pre-check
Can you get approved?4 questions to find out.
Free personalised plan · We'll tell you honestly if you don't qualify
30 seconds to know if you qualify
Answer 4 simple questions and get a custom plan (if you qualify)
🔒 30 sec · No IC required · Zero credit-report impact · 5,247 tested this week
Choose your term
12 · 24 · 36 months.Your budget, your pace.
12mo
Low commitment
24mo
Best balance
36mo
Lowest monthly
Monthly amount depends on total price. Chat on WhatsApp for a detailed plan.
Why TMC
Simple. Direct.That easy.
0down
Zero down payment
No deposit, no upfront. Straight to monthly payments.
1month
Payslip only
1-month latest payslip is enough to check eligibility.
5min
Fast check
Fill in details, get eligibility result within 5 minutes.
200+models
Every brand
iPhone, Samsung, Vivo, Xiaomi and more.
How It Works
4 steps to your phone.
01
Browse models
200+ choices — iPhone, Samsung and more. Pick the one you want.
02
Chat on WhatsApp
Reply within 30 minutes. Clear plan discussion.
03
Submit payslip
Latest payslip + Malaysian IC. Approved as fast as 1 day.
04
Receive phone
Zero down after approval. Nationwide delivery.
Other Brands
Not only iPhone.
Samsung · Vivo · Xiaomi · 200+ models available
Real Customers · Real Stories
5,000+ Malaysiansalready trust TMC.
Ahmad
Kuala Lumpur · iPhone 15 Pro
"Applied in the morning, phone in hand next day. Zero down, payslip only — brilliant!"
Siti
Johor Bahru · iPhone 14
"Worried it'd be complicated but sales handled everything. RM 152/mo is easy."
Wei Ming
Penang · iPhone 15
"Compared 3 shops, TMC has lowest monthly + fastest service. Already told my friends."
Kavitha
Selangor · iPhone 13
"Working just 6 months and still approved — same-day too. Legit power!"
Faisal
Kuching · Samsung S24
"East Malaysia delivery worked, didn't expect it. Plan was crystal clear, no hidden fees."
May
Ipoh · iPhone 15 Plus
"Saw the ad, phone in hand — under 24 hours total. TMC is the best!"
Trusted by Malaysia
Numbers speak.
0+
Happy Customers
0+
Phone Models
JCL
Authorized Partner